One Tap with
Umo Open Payments
Experience seamless transit with our modern contactless payment solution designed for rapid deployment.
Discover Where Closed Meets Open—The Best of Both Worlds
Our platform combines the ease of using your everyday bank card with the advanced features of account-based ticketing. Enable contactless tap-to-pay options for your riders while maintaining all your complex fare rules and policies.
See How Umo Open Payments Works
Step 1
A rider taps-to-pay with a cEMV payment
Step 2
The back-office instantly prices the journey
Step 3
The rider hops on board, confident about their fare
Get open payments up and running in months while keeping your existing fare policies intact
Open Payments Benefits
Boost Ridership
Give frequent and occasional riders complete flexibility and convenience on fare payments methods.
Modernize Your Agency
Future-proof your agency’s payment solutions with a SaaS platform that adapts and scales as you do.
Gain Actionable Insights
Make data-driven decisions to improve operations with easily accessible metrics from digital payments.
Features That Matter
Flexible Contactless Payments
Tap-to-pay with compatible EMV bank cards, wearables, or mobile wallets
Plug and Play Capability
Our VAL100 reader is pre-integrated with major payment acquirers and processors
Automated Fare Capping
Passengers will have their trips automatically capped at daily, weekly, or monthly limits
Convenient Companion Fares
Primary riders can instantly pay for themselves and others ensuring smooth boarding
Seamless Concessions
Riders with eligible discounts can have them applied to the contactless payment method of their choice
Streamlined Transfers
Riders can seamlessly travel across routes and vehicles within an allotted time
Are You an Agency Ready to Transform Transit with Open Payments on Umo?
Connect with us today to discover how Umo can help deliver seamless, accessible transit for your community.