Simplify travel with
This open payment solution eliminates the need for advance tickets by allowing riders to purchase fares with what they already have in their wallets.
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The Big Picture
Umo Pay is an agnostic open-loop payment platform with flexible configuration to suit any agency’s needs.
Umo Pay allows agencies of all sizes to accept contactless EMV payment (tap-to-pay) credit cards. Riders have flexibility and peace of mind they enter buses, pass through fare gates, and enter transport terminals.
Umo Pay Features
Umo Pay brings value to your existing fare collections system by enhancing the ease of your rider’s journey with these core features.
Mobile Wallet Capabilities
Supports payment from all leading mobile wallets, including Google Pay and Apple Pay.
Accepts contactless card payments from chip-enabled Visa, Mastercard, Amex, and Discover credit cards.
Integrates with any fare collection, back-office system.
Fraud Monitoring & Compliance
Compliant with the latest data privacy, security, and fraud monitoring requirements.
Umo Pay Benefits
Umo Pay allows small to mid-size agencies to enjoy the benefits of an open-loop payment system without the expensive development and implementation costs typically associated with deployment.